📅 90-Day Implementation Schedule

Your step-by-step guide to breaking free from the middle class

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📊 MONTH 1: FOUNDATION (Days 1-30) 0%

Week 1: Complete Diagnosis

  • Calculate real net worth
    Use the provided calculator to map all your assets and liabilities. Be brutally honest!
    Days 1-2
  • Map all current income streams
    List salary, freelancing, investments, any money coming in that you have.
    Days 3-4
  • Analyse expenses from last 3 months
    Categorise all spending: essential, important and superfluous. Identify financial leaks.
    Days 5-7

Week 2: Financial Organisation

  • Open investment accounts
    Choose a reliable broker and open account. Start with Premium Bonds or Cash ISA if you're a beginner.
    Days 8-10
  • Set up automatic transfers
    Automate at least £100 per month for investments. "Pay yourself first".
    Days 11-12
  • Renegotiate debts (if necessary)
    If you have expensive debt (credit cards, overdrafts), negotiate better terms or pay them off.
    Days 13-14

Week 3: First Secondary Income Stream

  • Choose first opportunity from template
    Based on the prioritisation matrix. Start with the highest-scoring opportunity.
    Days 15-17
  • Create basic service offering
    Define what you'll offer, to whom, for how much and how you'll deliver it.
    Days 18-20
  • Make first commercial proposal
    Find someone who might need your service and make a real proposal.
    Day 21

Week 4: First Investments

  • Make first investment
    Even if it's just £50, make your first investment. The important thing is to start!
    Days 22-24
  • Study investments for 30 minutes daily
    Dedicate half an hour daily to learning about investments. YouTube, books, courses.
    Days 25-27
  • Evaluate first month's results
    Take stock: what worked, what didn't work, necessary adjustments.
    Days 28-30
🚀 MONTH 2: CONSOLIDATION (Days 31-60) 0%

Week 5: Primary Income Optimisation

  • Prepare pay rise conversation
    List your achievements, research market salaries, prepare solid arguments.
    Days 31-33
  • Map internal opportunities
    If employed, identify special projects, extra commissions, possible promotions.
    Days 34-35

Week 6: Professional Development

  • Seek qualifications that increase value
    Courses, certifications, specialisations that can increase your market value.